In today’s fast-paced digital world, managing insurance policies through paperwork and physical files is no longer practical. Policyholders often struggle with misplaced documents, missed premium due dates, and confusion around policy details. To eliminate these challenges, Centrico Insurance Repository Limited (CIRL) offers a secure, government-approved digital solution that simplifies insurance management through its Electronic Insurance Account (eIA).
With CIRL’s eIA and servicing portal, you can check your insurance policy online using CIRL portal, digitize physical policies, pay premiums seamlessly, and manage your entire insurance portfolio from one place.
Why Digital Insurance Management Is the Future
Insurance is meant to provide financial security—but managing it shouldn’t feel complicated. Whether you hold life, health, or motor insurance, digital access ensures transparency, convenience, and peace of mind.
With CIRL’s platform, you can:
Eliminate paperwork
Securely store all policies online
Track premiums and renewals
Access policy information anytime, anywhere
All this is possible through an IRDAI-approved Electronic Insurance Account, operated by licensed insurance repositories like CIRL.
What Is an Electronic Insurance Account (eIA)?
An e-Insurance Account for policy management is a centralized digital repository where all your insurance policies are stored electronically. It is regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and offers a secure, paperless way to manage insurance.
With one eIA, you can store policies issued by different insurance companies—life, health, and motor—all under a single account.
Key Features of eIA
Single Digital Account – One account for all insurance policies
Paperless & Secure – Bank-grade encryption and secure access
24/7 Access – View and manage policies anytime
Automatic Policy Updates – Changes reflect instantly across insurers
Nominee Accessibility – Faster and smoother claim settlement
IRDAI-Approved – Government-authorized and reliable
Check Your Insurance Policy Online Using CIRL Portal
With CIRL’s eIA servicing portal, policyholders can easily
? check your insurance policy online using CIRL portal
without visiting insurer offices or searching through files.
The portal allows you to:
View complete policy details
Verify coverage and benefits
Track insurer information
Ensure nominee details are accurate
This feature empowers policyholders to stay informed and make confident financial decisions.
Upload Policies to e-Insurance Account with Ease
Still holding physical policy documents? CIRL makes it easy to
? upload policies to e insurance account
and convert them into a secure digital format.
Digitization Process
Submit your policy number and insurer name
Policy verification by CIRL
Digital conversion into your eIA
Access policies anytime, anywhere
Available Policy Types
Life Insurance
Health Insurance
Motor Insurance
This process is completely free, environment-friendly, and eliminates the risk of document loss.
Transform Your Physical Policies into Digital Format
Paper policies are vulnerable to damage, misplacement, and wear over time. CIRL helps you
? Transform Your Physical Policies into Digital Format
with a secure, government-approved process.
Benefits of Digital Policy Conversion
Secure backup of all documents
Easy policy retrieval
Faster claims processing
Eco-friendly and paperless
Centralized policy management
Once digitized, your policies are automatically updated whenever insurers make changes.
Store All Your Insurance Policies Online Securely
With an eIA, you can
? Store all your insurance policies online
in one centralized digital account.
No more searching through drawers or folders—your policies are protected with:
Bank-grade encryption
Two-factor authentication
Secure access controls
Regular system audits
Your insurance data remains confidential, protected, and accessible only to authorized users.
Track & Pay Insurance Premiums Fast with Bharat Connect
Missed premium payments can lead to policy lapses. CIRL solves this problem by enabling users to
? Track & Pay Insurance Premiums fast
through its Bharat Connect Premium Payment Platform.
Payment Options
UPI
Net Banking
Credit/Debit Cards
Key Features
Instant payment confirmation
Auto-generated receipts
Premium payment history
Premium calculator
Fraud protection & transaction monitoring
This ensures quick, secure, and hassle-free premium payments—all in one place.
Manage Your Insurance Portfolio Digitally
An eIA allows you to
? Manage your insurance portfolio digitally
without juggling multiple insurer portals or documents.
With CIRL’s eIA servicing portal, you can:
View all active policies together
Track renewal dates
Update personal details
Change nominees easily
Simplify policy servicing
This centralized approach saves time and eliminates confusion.
Additional Benefits of CIRL eIA Services
Absolutely Free
Zero account opening charges
No maintenance fees
No hidden costs
Government-Approved & Secure
IRDAI-regulated
Licensed insurance repository
Secure & compliant infrastructure
Faster Claims & Servicing
Easy nominee access
Quick retrieval of policies
Simplified claim support
Know Your Insurance Policy with Expert Support
Through its partnership with Insurance Samadhan, CIRL also offers policy analysis services that help you understand:
Policy terms & conditions
Coverage details
Claim process
Benefits & exclusions
You can access expert assistance via live chat, video consultations, and personalized advice—helping you make informed decisions about your insurance.
How to Open an Electronic Insurance Account with CIRL
Opening an eIA is quick and completely digital:
Fill in basic personal details
Verify email and mobile number
Complete e-KYC
Receive your unique eIA number
Map your insurance policies
The entire process is paperless and takes only a few minutes.
Important Notice for Policyholders
✔ eIA account creation is completely FREE
✔ No account opening charges
✔ No maintenance fees
✔ Secure, government-approved service
Do not pay anyone for opening an eIA.
Conclusion: One Platform, Complete Insurance Control
CIRL’s Electronic Insurance Account and digital servicing portal redefine how insurance is managed in India. From helping you check your insurance policy online using CIRL portal to allowing you to upload policies to e insurance account, pay premiums instantly, and store all your insurance policies online, CIRL delivers a truly paperless and stress-free experience.
If you want security, transparency, and convenience—CIRL’s eIA is the smartest way to manage insurance in the digital age.
? Start your journey today and experience hassle-free insurance management with CIRL.
