I have a simple rule when it comes to insurance: the more clearly the terms and conditions are written, the fewer surprises there are later. I was looking at options for EU residents and noticed that the information on https://www.globelink.eu/eu-residents.html seemed "workable"—you quickly understood the general logic and the coverage boundaries. I prefer this to websites that rely on big words and small print. It feels like it's designed for people who want to understand the situation upfront and stay in control.